Basics to Becoming a Better Buyer

Here's what you get upon registering:

• A sample of the contract used by Realtors ^® and approved by the St. Louis Bar Association.



• A 1-page worksheet (offer sheet) which has all the possible fill-in blanks on the contract defined.



• Booklets supplied by FNMA that make you aware of credit scoring and mortgage loans.



• A worksheet to help you approximate your closing costs as a buyer.



• A one-hour training session geared to making you a better (independent) buyer.



• A 30-day  50% discount off any informational item in our transaction library.

What happens next? It's up to you!

Go out and start looking at FSBO homes. If you like one ask the seller questions such as:

• Would they be willing to pay an agent a commission?


• Would they be willing to cooperate with property disclosures?


• Would they be willing to use the contract used by Realtors^® and accepted by the local bar association?


• Are they familiar with all the steps to the escrow process and willing to work directly with you to make sure the deal closes?


• Are they willing to give you some incentive to work directly with them and save on commission?

Here's how you can get your money back!

We offer a brokerage service called Transaction Brokerage. Our role is a neutral third-party that helps both the buyer and seller have a smooth transaction (the transaction itself is actually our client!)

1. If you can get the seller to agree to utilize this service, and;
2. The seller agrees to pay our fee ($200 + 0.5% of the purchase price, with a minimum of $900 total - a property selling up to $140,000) - - -
   
then at closing we will pay $200 of your closing costs.

Alternatively, you can negotiate your $200 investment into a seller incentive and either party can pay our fee. As an example, if you are looking to buy a $200,000 property, our brokerage fee would total $1,200. Knowing that in advance, you can assume our fee into your closing costs, negotiate the seller into paying your closing costs (roughly $5,000 including the brokerage fee) and have the seller credit you $5,000 at closing and we will still credit you $200 at closing.