Getting Pre-Approved for your loan
Becoming pre-approved for the purchase of a home is essential if you want to spend your time wisely. If you are pre-approved for a mortgage loan, then you know exactly what price home you can buy. Pre-approval is different than pre-qualifying and the difference is important. Pre-approval means a buyer has gone through the credit and full verification process of a mortgage lender, and the lender is ready to write the check. A pre-approval is a lender's firm commitment on a loan. This lets you, the buyer, enter into negotiations with the seller with confidence. Pre-qualify simply means that certain financial data has been provided to a lender and based on the information provided, a buyer should be able to afford a home in a determined price range, but nothing has been verified as to the true credit-worthiness of the buyer. A pre-approved buyer is gold to a home seller. It is the best position a buyer can be in when negotiating a home purchase.
Getting pre-approved can also eliminate a lot of stress for both parties. If the buyer is aware of the amount of the home that can be purchased, then looking at and making offers on homes out of their price range is avoided. There is nothing more disappointing than to find the home of your dreams only to be told by a lender that you do not qualify for the loan. It is disappointing for both buyer and seller, and can be easily avoided by becoming pre-approved for the home purchase.
(Ada, Adams, Boise, Canyon, Elmore, Gem, Malheur, Owyhee, Payette, Valley, Washington and other Counties.
Just a few of the towns we service: Atlanta, Banks, Boise, Caldwell, Cascade, Council, Donnelly, Eagle, Emmett, Featherville, Fruitland, Gardena, Garden Valley, Glenns Ferry, Grangeville, Greenleaf, Hammett, Homedale, Horseshoe Bend, Idaho City, Indian Valley, Kuna, Marsing, McCall, Meridian, Middleton, Mountain Home, Nampa, New Plymouth, Notus, Nyssa, Ola, Ontario, Parma, Payette, Placerville, Prairie, Riggins, Sand Hollow, Shoshone, Star, Sweet, Sun Valley, Weiser, Wilder, etc.)
All properties advertised are offered FOR SALE BY OWNER, although some are offered with our MLS option. We make the process of buying & selling EASY with the aid of professionals in the industry.
Sellers can offer their property for a more competitive price using PROPERTY BY OWNER, Inc.
Buyers can save by working directly with the PBO seller.
Have a feeling of trust, honesty, confidence and peace-of-mind.
Buyers agent services available in Idaho.
PROPERTY BY OWNER, Inc.
& For Sale By Owner (PBO) ®
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*Rudy Weisshaupt, original owner of PROPERTY BY OWNER, Inc., became a licensed real eatate agent through Hess Real Estate Services to provide additional services to our customers.
