How to Build or Re-Build your Credit!
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Apply for your Open SKY Secured Visa credit card today and begin to build your credit history now!
*Damaged or thin credit
*Students & Immigrants
*Looking to buy a Home/Car
*Looking to rent home/apartment
*Need a credit card for travel, hotel/car reservations.
Apply now and enjoy:
NO intro rate
No credit check for approval
No upfront or Monthly Fees
Reports to all 3 CREDIT BUREAUS
4 Ways to Fund Deposit
Low $200 minium deposit
Zero fraud liability-FDIC
A 580 Credit Score costs You OVER $200,000!
Below is an article about how much a bad credit score will cost you…there are some facts that you need to know. A Credit Score is nothing more that “a financial estimate of how many 90 day late payments you are predicted to have in the next 24 months”…nothing more, nothing less! With that being said, a 580 means you are more likely that a 720. So how much will this cost you?
-A low score (below 640) will get you higher Auto Insurance Rates.
-A low score will cost you higher finance charges, higher interest rates, and less than acceptable repayment terms.
-Low Credit Scores will most likely cost you higher monthly payments. Think of it this way, we are ll taught that if you invest $300 per month, you will earn $1,000,000 in 35 years. So if you are paying $300 a month is higher charges because of your low score-well, you do the math!
-A high score gets you credit when you want it, when you need it and at market rates…..low scores hurt you ability to ever GET credit. that factor alone may cost you the ability to buy something when you want that the terms you want to buy them at.
* No intro rate,then a variable rate at prime plus 11%-curently 14.4% Jan 3rd 25 day grace period.If you pay your balance in full,there will be no interest charges.This information was accarate as of Jan 3rd 2012 contact capital bank for any update.
** Homesbyowner GA/SC does not collect any info from application.
**** Attend a "Credit Workshop" or "Home buying Workshop"
706-564-5885 Call Today.